Penny 不会以任何形式收集、传输或存储您的记账数据。所有数据仅保存在您当前设备的本地存储空间中,卸载应用将永久删除数据。
您的财务记录属于最高级别的个人隐私。Penny 采用完全离线的架构设计。您录入的每一笔交易、创建的每一个分类、设定的每一个预算,都严格封装在您设备的本地数据库中。我们没有建立任何云端服务器来接收这些数据,因此从根本上排除了云端数据泄露、黑客攻击或未经授权访问的风险。您的数据,只在您的手中。
秉持"最小特权"原则,Penny 仅在提供核心功能所必需时才会请求系统权限。我们承诺,绝不索取与记账功能无关的敏感权限(如位置信息、通讯录、相机等),也绝不允许任何第三方跟踪器或广告 SDK 植入我们的应用代码中。当前版本应用运行过程中不会请求任何系统权限。
当您决定停止使用 Penny 时,数据销毁过程极其简单且彻底。您只需在系统设置中清除应用数据,或直接从设备上卸载 Penny 应用。由于所有数据仅存在于本地沙盒中,上述操作将立即且永久地擦除所有相关记录。在此操作后,数据将无法恢复,请在执行前确保您已完成必要的本地备份。
Penny 不针对 13 岁以下儿童,也不会有意收集儿童的任何个人信息。由于本应用完全不收集任何用户数据,因此对儿童同样适用上述全部隐私保护承诺。
如果我们对本隐私政策作出任何变更,将在应用内及本页面更新。由于本应用完全离线、不收集数据,政策的核心承诺(不收集任何数据)不会改变。
Your financial records are among your most private data. Penny uses a completely offline architecture. Every transaction you record, every category you create, every budget you set, is securely stored in your device's local database. We have no cloud servers to receive this data, which fundamentally eliminates the risk of cloud data breaches, hacker attacks, or unauthorized access. Your data stays in your hands.
Adhering to the "principle of least privilege", Penny only requests system permissions when necessary for core features. We promise never to request sensitive permissions unrelated to accounting (such as location, contacts, camera, etc.) and never allow any third-party trackers or ad SDKs in our code. The current version of the app does not request any system permissions during operation.
When you decide to stop using Penny, the data destruction process is extremely simple and thorough. Simply clear app data in system settings or uninstall the app. Since all data exists only in the local sandbox, these operations will immediately and permanently erase all records. After this operation, data cannot be recovered. Please ensure you have completed necessary backups before proceeding.
Penny is not directed at children under 13 and does not knowingly collect any personal information from children. Since the app does not collect any user data at all, the full privacy commitments above apply equally to children.
If we make any changes to this privacy policy, we will update it within the app and on this page. Since the app is fully offline and collects no data, the core commitment of this policy (no data collection) will not change.
最后更新 / Last updated: 2026-06-30 · 本政策即日起生效并持续适用 / This policy is effective immediately and will continue to apply.